Bank of India Recruitment 2026: Apply Online for 779 Credit Officer Posts | Salary, Eligibility & Last Date
Overview The Bank of India (BOI) has released an official notification for the Bank of India Recruitment 2026, inviting online applications for 779 Credit Officer (GBO Stream) vacancies across various scales (MMGS-II, MMGS-III, and SMGS-IV). This recruitment drive offers a permanent career opportunity for experienced banking professionals seeking officer-level positions in a leading Public Sector Bank. Eligible candidates with a graduation degree or professional qualifications such as CA, CMA, ICWA, CS, or CFA, along with relevant experience in credit processing, MSME financing, project finance, or commercial lending, are encouraged to apply online through the official Bank of India website. The selection process is expected to include an online examination (if conducted), a personal interview, document verification, and a medical examination. Selected candidates will receive attractive salary packages and various allowances. Important Dates Online Application Starts: 30 June 2026 Last Date to Apply Online: 20 July 2026 Vacancies & Pay Scale A total of 779 Credit Officer positions are available across different management grades. Selected candidates will be appointed under officer grades and will receive attractive salary packages along with various allowances. Vacancy Distribution by Scale/Post: Credit Officer (MMGS-II): 677 Vacancies Credit Officer (MMGS-III): 61 Vacancies Credit Officer (SMGS-IV): 41 Vacancies Total Posts: 779 Vacancies Salary and Benefits: Selected candidates will receive attractive salary packages along with various allowances, including: Dearness Allowance (DA) House Rent Allowance (HRA) City Compensatory Allowance (CCA) Medical Benefits Leave Travel Concession Performance-based Progression Pension & Retirement Benefits Eligibility Criteria Educational Qualification: Candidates must possess any one of the following qualifications from a recognized University or Institution: Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD candidates). Chartered Accountant (CA) CMA / ICWA Company Secretary (CS) Chartered Financial Analyst (CFA) Experience Requirements: Credit Officer (MMGS-II): Total Experience: Minimum 3 years’ post-qualification experience as an Officer. Relevant Experience: At least 2 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit. Experience should be in Scheduled Commercial Banks, Financial Institutions, or NBFCs. Credit Officer (MMGS-III): Total Experience: Minimum 5 years’ post-qualification experience. Relevant Experience: At least 3 years of relevant credit processing experience. Experience should be in Scheduled Commercial Banks, Financial Institutions, or NBFCs. Credit Officer (SMGS-IV): Total Experience: Minimum 7 years’ post-qualification experience. Relevant Experience: At least 4 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Corporate Credit. Experience should be from Scheduled Commercial Banks, Financial Institutions, or NBFCs. Age Limit: Candidates should refer to the official notification for detailed category-wise age criteria and relaxation applicable under Government norms. Selection Process The selection process is expected to include the following stages. The final selection will be based on the candidate’s performance and fulfillment of all eligibility conditions prescribed by the bank. Online Examination (if conducted) Personal Interview Document Verification Medical Examination How to Apply Eligible candidates can complete the online application process by following these steps carefully: Visit the official Bank of India website. Open the Careers/Recruitment section. Click on 'Bank of India Credit Officer Recruitment 2026'. Complete the online registration using your email ID and mobile number. Fill in all personal, educational, and professional details carefully. Upload the required documents, including: Passport-size Photograph Signature Educational Certificates Experience Certificates Identity Proof (Aadhaar/PAN Card) Category Certificate (if applicable) PwBD Certificate (if applicable) Submit the online application and save or print the acknowledgement for future reference.